Financial Planning
Confidence...
that your financial plan correctly reflects your needs, goals and preferences.
Values and Goals...
driven process of planning. We don’t have you fill out a questionnaire; we have a conversation – many conversations to ensure we understand you.
Transparency and Accountability...
in execution of the plan empowers you to breathe easy and develop greater faith in your financial future.
What’s included in a financial plan?
Your Goals and Preferences...
(timing, risk etc…) are at the heart of planning and our recommendations. We account for the unknown and undesirable – so you will be taken care of no matter what happens.
Life Events...
such as retirement preparation, living in retirement, education, creating a legacy are considered, analyzed and our job is to make sure all aspects of your financial life are planned and executed.
Comprehensive and consistent monitoring...
along with any necessary adjustments, ensure we stay on track to reach your goals. We are completely transparent and are proactive in monitoring and providing guidance. We can’t control the uncertainty of the markets, but we can increase your faith in your plan through our comprehensive, values-based planning approach.
Schedule a 15 minute call so I can share how mental shortcuts and emotions influence poor investment decisions, and what to do about it.
Value Based Investing
Investment Management...
designing portfolios that consider your unique goals, risk tolerance, and values.
Investing...
should also align with our personal convictions and values. When you buy a stock or mutual fund, you actually become an owner of the underlying companies.
For Your Financial Future...
we consider both the potential return of the investment and the activity involved in achieving such return. To that end, we:
PROMOTE companies who are doing good to the world and blessing their customers and communities.
PROTECT values from being compromised by companies that seek to profit from immoral or exploitative practices.
PROVIDE practical solutions to help investors align their portfolios with their beliefs and convictions.
Disciplined Perspectives
The Financial Media Is Investors’ #1 Enemy...
the media is out to make a buck. They aren’t interested in helping investors make good decisions. They are only interested in your eyeballs.
Media Just Wants Us To Tune In...
the financial media will use information in a twisted way to get us emotionally charged. They sensationalize news, provide forecasts that are seldom accurate and leverage fear and greed.
Proactive, Consistent Disciplined Perspectives...
to help you ignore the noise, focus on the controllable and make thoughtful (not emotional) decisions. This is done in our meetings, through monthly content I share electronically and whenever emotions/anxiety is increased.
Schedule a 15 minute call so I can share how mental shortcuts and emotions influence poor investment decisions, and what to do about it.
Medicare Assistance
What is Medicare?
Medicare is health insurance for:
People 65 or older
People under 65 with certain disabilities
People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)
What are the different parts of Medicare?
Medicare Part A (Hospital Insurance) helps cover:
Inpatient care in hospitals
Skilled nursing facility care
Hospice care
Home health care
Medicare Part B (Medical Insurance) helps cover:
Services from doctors and other health care providers
Outpatient care
Home health care
Durable medical equipment
Some preventive services
Medicare Part C (Medicare Advantage):
Includes all benefits and services covered under Part A and Part B
Run by Medicare-approved private insurance companies
Usually includes Medicare prescription drug coverage (Part D) as part of the plan
May include extra benefits and services for an extra cost
Medicare Part D (Medicare prescription drug coverage):
Helps cover the cost of prescription drugs
Run by Medicare-approved private insurance companies
May help lower your prescription drug costs and help protect against higher costs in the future
